/* ============================================================
   CBS Solutions — Design System
   Navy + Bronze institutional palette
   ============================================================ */

:root,
[data-theme='light'] {
  /* Surfaces — warm paper */
  --color-bg: #faf8f4;
  --color-surface: #ffffff;
  --color-surface-2: #f4f1ea;
  --color-surface-offset: #efeae0;
  --color-divider: #e4ddcf;
  --color-border: #d8cfbb;

  /* Text */
  --color-text: #14233d;
  --color-text-muted: #5b6478;
  --color-text-faint: #97a0b0;
  --color-text-inverse: #f6f3ec;

  /* Primary — Deep Navy */
  --color-primary: #0e2a4d;
  --color-primary-hover: #081d38;
  --color-primary-active: #051427;
  --color-primary-soft: #e7ecf4;

  /* Accent — Warm Bronze */
  --color-accent: #a8842c;
  --color-accent-hover: #8c6c1f;
  --color-accent-active: #705617;
  --color-accent-soft: #f3ead2;

  /* States */
  --color-success: #3f6b22;
  --color-error: #9a2b2b;

  /* Radius */
  --radius-sm: 0.375rem;
  --radius-md: 0.625rem;
  --radius-lg: 0.875rem;
  --radius-xl: 1.25rem;
  --radius-full: 9999px;

  --transition: 200ms cubic-bezier(0.16, 1, 0.3, 1);

  --shadow-sm: 0 1px 2px rgba(20, 35, 61, 0.06);
  --shadow-md: 0 6px 20px rgba(20, 35, 61, 0.08);
  --shadow-lg: 0 18px 48px rgba(20, 35, 61, 0.14);

  --content-narrow: 680px;
  --content-default: 1080px;
  --content-wide: 1240px;

  --font-display: 'Cabinet Grotesk', 'Satoshi', 'Helvetica Neue', sans-serif;
  --font-body: 'Satoshi', 'Inter', 'Helvetica Neue', sans-serif;
}

[data-theme='dark'] {
  --color-bg: #0c1526;
  --color-surface: #111d33;
  --color-surface-2: #16243d;
  --color-surface-offset: #1b2c47;
  --color-divider: #21314e;
  --color-border: #2c3f5e;

  --color-text: #e6eaf2;
  --color-text-muted: #9aa6bd;
  --color-text-faint: #677692;
  --color-text-inverse: #0c1526;

  --color-primary: #c4d4ee;
  --color-primary-hover: #d6e2f5;
  --color-primary-active: #e3ecf8;
  --color-primary-soft: #1a2a44;

  --color-accent: #d4a94e;
  --color-accent-hover: #e0bd6e;
  --color-accent-active: #ecd08a;
  --color-accent-soft: #2a2310;

  --color-success: #7daa52;
  --color-error: #d46a6a;

  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.3);
  --shadow-md: 0 6px 20px rgba(0, 0, 0, 0.4);
  --shadow-lg: 0 18px 48px rgba(0, 0, 0, 0.5);
}

/* Type scale */
:root {
  --text-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.8125rem);
  --text-sm: clamp(0.875rem, 0.82rem + 0.3vw, 0.9375rem);
  --text-base: clamp(1rem, 0.96rem + 0.2vw, 1.0625rem);
  --text-lg: clamp(1.125rem, 1rem + 0.6vw, 1.375rem);
  --text-xl: clamp(1.5rem, 1.2rem + 1.2vw, 2.125rem);
  --text-2xl: clamp(2rem, 1.3rem + 2.4vw, 3.25rem);
  --text-3xl: clamp(2.5rem, 1rem + 4vw, 4.5rem);

  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;
}

/* Base */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  -webkit-text-size-adjust: none;
  text-size-adjust: none;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  scroll-behavior: smooth;
  scroll-padding-top: 6rem;
}

body {
  min-height: 100dvh;
  line-height: 1.65;
  font-family: var(--font-body);
  font-size: var(--text-base);
  color: var(--color-text);
  background-color: var(--color-bg);
}

img,
picture,
svg {
  display: block;
  max-width: 100%;
  height: auto;
}

ul[role='list'],
ol[role='list'] {
  list-style: none;
}

input,
button,
textarea,
select {
  font: inherit;
  color: inherit;
}

h1,
h2,
h3,
h4 {
  text-wrap: balance;
  line-height: 1.12;
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: -0.01em;
}

p,
li,
figcaption {
  text-wrap: pretty;
  max-width: 72ch;
}

::selection {
  background: var(--color-accent);
  color: var(--color-primary);
}

:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

a,
button,
[role='button'],
input,
textarea,
select {
  transition:
    color var(--transition),
    background var(--transition),
    border-color var(--transition),
    box-shadow var(--transition),
    transform var(--transition);
}

button {
  cursor: pointer;
  background: none;
  border: none;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* ============================================================
   Layout primitives
   ============================================================ */

.container {
  width: 100%;
  max-width: var(--content-default);
  margin-inline: auto;
  padding-inline: clamp(1.25rem, 4vw, 2.5rem);
}

.container--wide {
  max-width: var(--content-wide);
}

.container--narrow {
  max-width: var(--content-narrow);
}

.section {
  padding-block: clamp(var(--space-12), 6vw, var(--space-24));
}

.section--tight {
  padding-block: clamp(var(--space-10), 4vw, var(--space-16));
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-4);
}

.eyebrow::before {
  content: '';
  width: 1.75rem;
  height: 1px;
  background: currentColor;
  opacity: 0.6;
}

.lead {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  max-width: 60ch;
}

.section-title {
  font-size: var(--text-xl);
  margin-bottom: var(--space-4);
}

/* ============================================================
   Header / Nav
   ============================================================ */

.site-header {
  position: sticky;
  top: 0;
  z-index: 60;
  background: color-mix(in oklab, var(--color-bg) 88%, transparent);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid transparent;
  transition:
    border-color var(--transition),
    box-shadow var(--transition);
}

.site-header.is-scrolled {
  border-bottom-color: var(--color-divider);
  box-shadow: var(--shadow-sm);
}

.topbar {
  background: var(--color-primary);
  color: var(--color-text-inverse);
  font-size: var(--text-xs);
}

.topbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding-block: 0.5rem;
}

.topbar a {
  color: inherit;
  text-decoration: none;
  opacity: 0.92;
}

.topbar a:hover {
  opacity: 1;
  color: var(--color-accent);
}

.topbar-tag {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 500;
  letter-spacing: 0.02em;
}

.topbar-links {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

/* Pill-style links on the top bar (Client Portal / Make a Payment) */
.topbar a.topbar-pill {
  display: inline-flex;
  align-items: center;
  font-weight: 600;
  letter-spacing: 0.01em;
  color: inherit;
  background: rgba(255, 255, 255, 0.16);
  border: 1px solid rgba(255, 255, 255, 0.30);
  border-radius: var(--radius-full);
  padding: 0.28rem 0.7rem;
  opacity: 1;
  transition: background var(--transition), border-color var(--transition), color var(--transition);
}
.topbar a.topbar-pill:hover {
  color: #fff;
  background: #16365f;
  border-color: rgba(255, 255, 255, 0.40);
}
[data-theme='dark'] .topbar a.topbar-pill {
  background: rgba(13, 42, 77, 0.10);
  border-color: rgba(13, 42, 77, 0.22);
}
[data-theme='dark'] .topbar a.topbar-pill:hover {
  color: #fff;
  background: #16365f;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-6);
  padding-block: var(--space-4);
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  text-decoration: none;
  color: var(--color-text);
}

.brand-mark {
  width: 2.5rem;
  height: 2.5rem;
  flex: none;
}

.brand-logo {
  height: clamp(5.5rem, 2.5rem + 5vw, 7rem);
  width: auto;
  flex: none;
}

/* Logo is a white-on-transparent cutout: make it black on light surfaces, white on dark */
.site-header .brand-logo {
  filter: brightness(0);
}
[data-theme='dark'] .site-header .brand-logo {
  filter: none;
}
.site-footer .brand-logo {
  filter: none;
}
[data-theme='dark'] .site-footer .brand-logo {
  filter: brightness(0);
}
.site-footer .brand-logo {
  height: clamp(5rem, 2.5rem + 6vw, 7rem);
}

.brand-name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.15rem;
  letter-spacing: -0.01em;
  line-height: 1;
}

.brand-name span {
  display: block;
  font-family: var(--font-body);
  font-size: 0.65rem;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-top: 0.2rem;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(0.5rem, 2vw, 1.5rem);
}

.nav-links a {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text-muted);
  text-decoration: none;
  padding: 0.5rem 0.25rem;
  border-bottom: 2px solid transparent;
}

.nav-links a:hover,
.nav-links a[aria-current='page'] {
  color: var(--color-text);
  border-bottom-color: var(--color-accent);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.theme-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.5rem;
  height: 2.5rem;
  border-radius: var(--radius-full);
  color: var(--color-text-muted);
  border: 1px solid var(--color-border);
}

.theme-toggle:hover {
  color: var(--color-text);
  border-color: var(--color-accent);
}

.nav-toggle {
  display: none;
  width: 2.75rem;
  height: 2.5rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--color-border);
  color: var(--color-text);
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.3rem;
}

.nav-toggle span {
  width: 1.25rem;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
}

/* ============================================================
   Buttons
   ============================================================ */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 600;
  letter-spacing: 0.01em;
  text-decoration: none;
  padding: 0.8rem 1.4rem;
  border-radius: var(--radius-full);
  border: 1px solid transparent;
  white-space: nowrap;
}

.btn--primary {
  background: var(--color-primary);
  color: var(--color-text-inverse);
}

.btn--primary:hover {
  background: var(--color-primary-hover);
  box-shadow: var(--shadow-md);
}

.btn--accent {
  background: var(--color-accent);
  color: #1a1407;
}

.btn--accent:hover {
  background: var(--color-accent-hover);
  box-shadow: var(--shadow-md);
}

.btn--outline {
  border-color: var(--color-border);
  color: var(--color-text);
}

.btn--outline:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.btn--ghost-inv {
  color: var(--color-text-inverse);
  border-color: color-mix(in oklab, var(--color-text-inverse) 40%, transparent);
}

.btn--ghost-inv:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.btn--lg {
  padding: 0.95rem 1.75rem;
  font-size: var(--text-base);
}

.btn svg {
  width: 1.1em;
  height: 1.1em;
}

/* ============================================================
   Hero
   ============================================================ */

.hero {
  position: relative;
  background: var(--color-primary);
  color: var(--color-text-inverse);
  overflow: hidden;
}

.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.32;
}

.hero-media::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    in oklab,
    var(--color-primary) 0%,
    color-mix(in oklab, var(--color-primary) 55%, transparent) 70%,
    transparent 100%
  );
}

.hero-inner {
  position: relative;
  z-index: 1;
  padding-block: clamp(var(--space-20), 9vw, var(--space-32));
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: var(--space-12);
  align-items: end;
}

.hero h1 {
  font-size: var(--text-3xl);
  max-width: 16ch;
  color: #fff;
}

.hero h1 em {
  font-style: normal;
  color: var(--color-accent);
}

.hero-sub {
  margin-top: var(--space-5);
  font-size: var(--text-lg);
  color: color-mix(in oklab, var(--color-text-inverse) 85%, transparent);
  max-width: 46ch;
}

.hero-cta {
  margin-top: var(--space-8);
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}

/* consumer contact card */
.consumer-card {
  background: var(--color-surface);
  color: var(--color-text);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  box-shadow: var(--shadow-lg);
  max-width: 26rem;
  margin-inline-start: auto;
}

.consumer-card .eyebrow {
  color: var(--color-accent);
  margin-bottom: var(--space-3);
}

.consumer-card h2 {
  font-size: var(--text-lg);
  margin-bottom: var(--space-3);
}

.consumer-card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-5);
}

.consumer-card .btn {
  width: 100%;
}

/* ============================================================
   Generic page hero (interior)
   ============================================================ */

.page-hero {
  background: var(--color-primary);
  color: var(--color-text-inverse);
  position: relative;
  overflow: hidden;
}

.page-hero-inner {
  padding-block: clamp(var(--space-16), 7vw, var(--space-24));
  max-width: var(--content-narrow);
}

.breadcrumb {
  font-size: var(--text-xs);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: color-mix(in oklab, var(--color-text-inverse) 70%, transparent);
  margin-bottom: var(--space-4);
}

.breadcrumb a {
  color: inherit;
  text-decoration: none;
}

.breadcrumb a:hover {
  color: var(--color-accent);
}

.page-hero h1 {
  font-size: var(--text-2xl);
  color: #fff;
  max-width: 22ch;
}

.page-hero p {
  margin-top: var(--space-5);
  font-size: var(--text-lg);
  color: color-mix(in oklab, var(--color-text-inverse) 82%, transparent);
  max-width: 52ch;
}

/* ============================================================
   Feature / value grid
   ============================================================ */

.grid {
  display: grid;
  gap: var(--space-5);
}

.grid--3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid--4 {
  grid-template-columns: repeat(4, 1fr);
}

.card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  transition:
    border-color var(--transition),
    transform var(--transition),
    box-shadow var(--transition);
}

.card:hover {
  border-color: var(--color-accent);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.card-icon {
  width: 3rem;
  height: 3rem;
  border-radius: var(--radius-md);
  background: var(--color-accent-soft);
  color: var(--color-accent);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-5);
}

.card-icon svg {
  width: 1.6rem;
  height: 1.6rem;
}

.card h3 {
  font-size: var(--text-lg);
  margin-bottom: var(--space-2);
}

.card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}

/* ============================================================
   Split / two-column feature
   ============================================================ */

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(var(--space-8), 5vw, var(--space-16));
  align-items: center;
}

.split--rev .split-media {
  order: -1;
}

.split-media {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.split-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  aspect-ratio: 4 / 3;
}

.split-body h2 {
  font-size: var(--text-xl);
  margin-bottom: var(--space-4);
}

.split-body p {
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}

.check-list {
  margin-top: var(--space-5);
  display: grid;
  gap: var(--space-3);
}

.check-list li {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  font-size: var(--text-sm);
  color: var(--color-text);
}

.check-list svg {
  flex: none;
  width: 1.25rem;
  height: 1.25rem;
  color: var(--color-accent);
  margin-top: 0.15rem;
}

/* ============================================================
   Stats band
   ============================================================ */

.stats {
  background: var(--color-primary);
  color: var(--color-text-inverse);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
  text-align: center;
}

.stat .num {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: var(--text-2xl);
  color: var(--color-accent);
  line-height: 1;
}

.stat .label {
  margin-top: var(--space-2);
  font-size: var(--text-sm);
  color: color-mix(in oklab, var(--color-text-inverse) 82%, transparent);
  max-width: 24ch;
  margin-inline: auto;
}

/* ============================================================
   CTA band
   ============================================================ */

.cta-band {
  background: linear-gradient(in oklab, var(--color-primary), var(--color-primary-active));
  color: var(--color-text-inverse);
  border-radius: var(--radius-xl);
  padding: clamp(var(--space-10), 5vw, var(--space-16));
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-6);
  align-items: center;
  justify-content: space-between;
}

.cta-band h2 {
  font-size: var(--text-xl);
  color: #fff;
  max-width: 26ch;
}

.cta-band .btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}

/* ============================================================
   Services list (services page)
   ============================================================ */

.service-row {
  display: grid;
  grid-template-columns: 0.4fr 1fr;
  gap: var(--space-6);
  padding-block: var(--space-8);
  border-top: 1px solid var(--color-divider);
  align-items: start;
}

.service-row:first-child {
  border-top: none;
}

.service-row .num-tag {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: var(--text-lg);
  color: var(--color-accent);
}

.service-row h3 {
  font-size: var(--text-lg);
  margin-bottom: var(--space-2);
}

.service-row p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
}

.service-row ul {
  margin-top: var(--space-4);
  display: grid;
  gap: var(--space-2);
}

.service-row ul li {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  padding-left: 1.25rem;
  position: relative;
}

.service-row ul li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 0.5rem;
  height: 1px;
  background: var(--color-accent);
}

/* ---- Language toggle ---- */
.lang-toggle {
  display: inline-flex;
  align-items: center;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--color-text-soft);
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.22);
  border-radius: var(--radius-full);
  padding: 0.3rem 0.7rem;
  cursor: pointer;
  transition: background var(--transition), color var(--transition), border-color var(--transition);
}
.lang-toggle:hover {
  background: rgba(255,255,255,0.2);
  color: #fff;
}
[data-theme='dark'] .lang-toggle {
  color: var(--color-text-muted);
  background: var(--color-surface-2);
  border-color: var(--color-border);
}
[data-theme='dark'] .lang-toggle:hover {
  background: var(--color-surface);
  color: var(--color-text);
}
.mobile-menu .lang-toggle {
  align-self: flex-start;
}

/* ============================================================
   Hubs / service-area list
   ============================================================ */

.hubs-list {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  list-style: none;
  padding: 0;
  margin: 0;
}

.hubs-list li {
  font-size: var(--text-sm);
  font-weight: 500;
  padding: 0.5rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  background: var(--color-surface);
}

/* ============================================================
   Forms
   ============================================================ */

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
}

.field {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.field--full {
  grid-column: 1 / -1;
}

.field label {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text);
}

.field .req {
  color: var(--color-accent);
}

.field input,
.field textarea,
.field select {
  width: 100%;
  padding: 0.8rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-surface);
  color: var(--color-text);
  font-size: var(--text-sm);
}

.field input:focus,
.field textarea:focus,
.field select:focus {
  outline: none;
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px var(--color-accent-soft);
}

.field textarea {
  min-height: 7rem;
  resize: vertical;
}

.form-note {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
}

/* ============================================================
   Contact info
   ============================================================ */

.contact-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
  margin-top: var(--space-8);
}

.contact-item {
  display: flex;
  gap: var(--space-4);
  align-items: flex-start;
}

.contact-item .card-icon {
  width: 2.5rem;
  height: 2.5rem;
  margin-bottom: 0;
}

.contact-item .card-icon svg {
  width: 1.25rem;
  height: 1.25rem;
}

.contact-item h3 {
  font-size: var(--text-sm);
  margin-bottom: 0.25rem;
}

.contact-item p,
.contact-item a {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  text-decoration: none;
}

.contact-item a:hover {
  color: var(--color-accent);
}

/* ============================================================
   Consumer help options
   ============================================================ */

.option-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
}

.option {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-left: 3px solid var(--color-accent);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  transition:
    border-color var(--transition),
    transform var(--transition);
}

.option:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.option h3 {
  font-size: var(--text-lg);
}

.option p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  flex: 1;
}

.option .btn {
  align-self: flex-start;
}

/* ============================================================
   FAQ
   ============================================================ */

.faq {
  display: grid;
  gap: var(--space-3);
  max-width: var(--content-narrow);
}

details {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-surface);
  padding: 0 var(--space-5);
}

details[open] {
  border-color: var(--color-accent);
}

summary {
  list-style: none;
  cursor: pointer;
  padding: var(--space-5) 0;
  font-weight: 600;
  font-size: var(--text-base);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
}

summary::-webkit-details-marker {
  display: none;
}

summary::after {
  content: '+';
  font-size: 1.25rem;
  color: var(--color-accent);
  transition: transform var(--transition);
}

details[open] summary::after {
  transform: rotate(45deg);
}

details p {
  padding-bottom: var(--space-5);
  color: var(--color-text-muted);
  font-size: var(--text-sm);
}

/* ============================================================
   Footer
   ============================================================ */

.site-footer {
  background: var(--color-primary);
  color: var(--color-text-inverse);
  padding-block: clamp(var(--space-12), 5vw, var(--space-20)) var(--space-10);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr 1fr;
  gap: var(--space-8);
}

.footer-brand .brand {
  color: var(--color-text-inverse);
  margin-bottom: var(--space-4);
}

.footer-brand p {
  font-size: var(--text-sm);
  color: color-mix(in oklab, var(--color-text-inverse) 72%, transparent);
  max-width: 34ch;
}

.footer-col h4 {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-4);
}

.footer-col ul {
  display: grid;
  gap: var(--space-3);
}

.footer-col a {
  font-size: var(--text-sm);
  color: color-mix(in oklab, var(--color-text-inverse) 78%, transparent);
  text-decoration: none;
}

.footer-col a:hover {
  color: var(--color-accent);
}

.footer-bottom {
  margin-top: var(--space-12);
  padding-top: var(--space-6);
  border-top: 1px solid color-mix(in oklab, var(--color-text-inverse) 18%, transparent);
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3) var(--space-6);
  justify-content: space-between;
  align-items: center;
  font-size: var(--text-xs);
  color: color-mix(in oklab, var(--color-text-inverse) 62%, transparent);
}

.footer-bottom .legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-5);
}

.footer-bottom a {
  color: inherit;
  text-decoration: none;
}

.footer-bottom a:hover {
  color: var(--color-accent);
}

/* disclosure mini-text */
.disclosure {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  line-height: 1.6;
  max-width: 70ch;
}

/* ============================================================
   Mobile nav
   ============================================================ */

.mobile-menu {
  display: none;
}

@media (max-width: 960px) {
  .nav-links,
  .nav-actions .btn--desktop {
    display: none;
  }

  .nav-toggle {
    display: flex;
  }

  .mobile-menu {
    display: block;
    position: fixed;
    inset: 0 0 0 auto;
    width: min(86vw, 24rem);
    background: var(--color-bg);
    border-left: 1px solid var(--color-border);
    box-shadow: var(--shadow-lg);
    transform: translateX(100%);
    transition: transform var(--transition);
    z-index: 80;
    padding: var(--space-16) var(--space-6) var(--space-6);
    overflow-y: auto;
  }

  .mobile-menu.is-open {
    transform: translateX(0);
  }

  .mobile-menu nav {
    display: grid;
    gap: var(--space-1);
  }

  .mobile-menu a {
    display: block;
    padding: var(--space-3) var(--space-2);
    color: var(--color-text);
    text-decoration: none;
    font-weight: 500;
    border-radius: var(--radius-sm);
  }

  .mobile-menu a:hover {
    background: var(--color-surface-2);
    color: var(--color-accent);
  }

  .mobile-menu .btn {
    margin-top: var(--space-4);
    width: 100%;
  }

  .scrim {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(8, 16, 30, 0.5);
    z-index: 70;
    border: none;
  }

  .scrim.is-open {
    display: block;
  }
}

/* ============================================================
   Responsive
   ============================================================ */

@media (max-width: 900px) {
  .hero-inner,
  .split,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .split--rev .split-media {
    order: 0;
  }

  .consumer-card {
    margin-inline-start: 0;
  }

  .grid--3,
  .grid--4,
  .stats-grid,
  .form-grid,
  .contact-cards,
  .option-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  .topbar-links {
    gap: var(--space-3);
  }

  .topbar-tag span:not(.topbar-tag-main) {
    display: none;
  }
}

/* Reveal on scroll */
.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition:
    opacity 0.6s cubic-bezier(0.16, 1, 0.3, 1),
    transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal.is-visible {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  .reveal {
    opacity: 1;
    transform: none;
  }
}